Business Loans :

Business loan is designed & best suited Self-employed individuals Or businessmen

Business! As we all know most of the companies start with a small capital and as they progress the need for more capital arises to fulfill the requirements, be it for expansion, new office setups, marketing and many more. With a company growing & trying to accomplish its vision, the need for financial support runs parallely.

Business Loans are best fitted for people who have a running business and want to take it to next level by scale & revenues. It is a good option without collateral, least documentation and would be basis your business income & Turn over.

Finwizz's offers you a basket of options to choose from its wide relationship with Premier Banks and Financial Institutions, with over a decade of experience serving and pleasing customers.

Few of the financial institution partnered with us for business loan are HDFC Bank, ICICI Bank, Standard Chartered, Axis Bank, Citibank, Kotak Mahindra, Bajaj, Tata, Religare, Edelwies & more. Finwizz Team will understand your requirement and propose a customized loan solution which offers the best loan amount, Rate of Interest, Processing Fee, Tenure etc., at one go.

Our representative will help you find the best possible deal and assist you with paperwork, anytime, anywhere. And that too free of charge! We make it safe, simple and swift. You just have to reach out to us and let us know your requirement or situation and we strive to fulfill your need by working our muscles all day, while you sit back and relax.

What are Business Loans?

Business loans are fairly generic term used for different types of finance options that a business can access. In the current context, under Business loans we are largely referring to unsecured income-based loans for self-employed individuals or companies.

Unsecured business loans have no requirement for a security or collateral to be submitted and are offered purely on the current financial strength and past credit record of the borrower.

They are not as flexible as overdrafts and other credit lines that support day-to-day working capital requirements but given their unsecured nature, they are relatively easy to avail with simple paper work and speedy processing. However, that also means that Business loans are usually costlier than other forms of secured business finance.

Businessmay be used to do the following:

• Business Expansion
• New Office Setup
• Marketing & Branding
• Business Improvement

How is my eligibility determined for a Business Loan ?

Your eligibility is determined after looking at the following:

• Last 2 or 3 years business financials.
• Years in business and current level of business activity.
• Nature of the industry the business operates in and how that industry has fared in recent times
• City of Business& Current obligations (Any existing EMI’s being paid , credit card outstanding & Credit limit available )
• Your Financial history & track record including CIBIL scores if available

To know your eligibility now or to apply, please call us on +91 80 465 77 000 or email us at sales@finwizz.com.

We Offer

• Loan with simple documentation, quick processing and disbursal.
• Enjoy the convenience of doorstep service
• Get the best in market interest rate for your personal loan
• You need not worry about collaterals or guarantors
• Try out the 'Balance Transfer Option' to get rid of high Interest current EMI’s and get slash up to 2% on interest rates on your current loan.