Personal Loans :

Personal loan is designed & best suited for salaried individuals.

A Loan which you can bank on at all times of need , be it wedding , a medical emergency , a vacation or any urgent financial requirement.

A personal loan is a loan made to an individual usually without collateral. That is to say the loan is backed by the individual's promise to pay and credit score rather than by pledged assets.

Personal loans are no-questions-asked unsecured loans given to individuals on the basis of their profile only i.e. income, nature of employment, years of work experience etc. Such loans, unlike property based loans or car loans do not require the borrower to give any kind of security or collateral.

Finwizz's offers you a basket of options to choose from its wide relationship with Premier Banks and Financial Institutions, with over a decade of experience serving and pleasing customers.

Few of the financial institution partnered with us for personal loan are HDFC Bank, ICICI Bank, Standard Chartered, Axis Bank, Citibank, Kotak Mahindra , Bajaj & more. Finwizz Team will understand your and propose a customized loan solution which offers the bestloan amount, Rate of Interest, Processing Fee, Tenure etc., at one go.

We make it safe, simple and swift. You just have to reach out to us and let us know your requirement or situation and we strive to fulfill your need by working our muscles all day, while you sit back and relax.

Most banks do not question the purpose for which the loan is required, but you would still be required to state the purpose on the application form.

Almost universally, banks do not allow these loans to be taken for speculation e.g.: investing in stocks etc. Personal loans are currently offered from Rs 50,000 to Rs 50 Lakhs and are typically repaid in tenures ranging from 1 to 6 years. They can usually be processed and disbursed within a week.

What are Personal Loans ?

For all those times when you need access to funds quickly and discreetly- a Personal Loan is your answer.

Personal loans are no-questions-asked unsecured loans given to individuals on the basis of their profile only i.e. income, nature of employment, years of work experience etc. Such loans, unlike property based loans or car loans do not require the borrower to give any kind of security or collateral. Most banks do not question the purpose for which the loan is required, but you would still be required to state the purpose on the application form. Almost universally, banks do not allow these loans to be taken for speculation e.g.: investing in stocks etc.

Personal loans are currently offered from Rs 50,000 to Rs 50 Lakhs and are typically repaid in tenures ranging from 1 to 5 years. They can usually be processed and disbursed within a week.

Higher Loan Amount + Least Loan Tenure = Low Interest Amount

Personal Loans may be used to do the following:

• Medical Emergency
• Any financial emergency
• Any financial emergency
• Children or self-education
• Marriage purpose
• Vacation
• Home renovation or furnishing
• Festivals & gifting
• House Rental deposit

How is my eligibility determined for a Personal Loan ?

Your eligibility is determined after looking at the following:

• Mode of employment & Company you work for
• Your current income – Net take home Salary
• City of Employment &Current obligations (Any existing EMI’s being paid , credit card outstanding & Credit limit available )
• Your Financial history & track record including CIBIL scores if available
• From a stability prospective years of work experience & residence check

To know your eligibility noworto apply, please call us on +91 80 465 77 000 or email us at sales@finwizz.com.

We Offer

• Loan with simple documentation, quick processing and disbursal.
• Enjoy the convenience of doorstep service
• Get the best in market interest rate for your personal loan
• You need not worry about collaterals or guarantors
• Try out the 'Balance Transfer Option' to get rid of high Interest current EMI’s and get slash up to 2% on interest rates on your current loan.